Advance America Payday Loans Review - Manteca, California

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4.6 22 reviews

Loan agency in Manteca, California

Organization owner?

1453 W Yosemite Ave, Manteca, CA 95337, USA

+1 (209) 825-9491

www.advanceamerica.net

Friday

10AM–6PM

Saturday

10AM–3PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

11AM–5PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you read the reviews of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Manteca, California

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Manteca, California are issued easily. The interest percentage is conditional on the customer's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a loan in Manteca, California?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to review the application. The money are transferred in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Manteca, California. The lending company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator serves to calculating the annual percentage rate. This is a real cost of the payday loan.

Let's see