Lucky Money Payday Loans Review - Milpitas, California

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3.3 7 reviews

Organization owner?

1549 Landess Ave, Milpitas, CA 95035, USA

+1 (408) 934-0590

Friday

9AM–5:30PM

Saturday

9AM–3PM

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Thursday

9AM–5:30PM

Testimonials

Feedback about Lucky Money?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be shown the details about not a certain lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Milpitas, California

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Milpitas, California are issued easily. The interest percentage depends on the client's personal data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Lucky Money help issue a payday loan in Milpitas, California?

Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a loan from online lenders.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Milpitas, ca will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will show the cost of the payday loan. It takes seconds to see the result.

Let's see