Westamerica Bank Payday Loans Review - Modesto, California

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2.5 2 reviews

Organization owner?

1524 McHenry Ave, Modesto, CA 95350, USA

+1 (209) 572-8580

www.westamerica.com

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Domain Info

What people think about Westamerica Bank?

Below you get acquainted with some of the testimonials of our clients.

Note

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Modesto, Illinois

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Modesto, Illinois. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Westamerica Bank that offers payday loans in Modesto, Illinois

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a cash advance if you are sure that you can make payments on scheduled.

To get approved for a cash advance, you need to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.

Let's see