Umpqua Bank Payday Loans Review - Modesto, California

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4 4 reviews

Organization owner?

1300 K St Ste C, Modesto, CA 95354, USA

+1 (209) 593-6600

locations.umpquabank.com

Friday

10AM–1PM, 2–4PM

Saturday

Closed

Sunday

Closed

Monday

10AM–1PM, 2–4PM

Tuesday

10AM–1PM, 2–4PM

Wednesday

10AM–1PM, 2–4PM

Thursday

10AM–1PM, 2–4PM

Domain Info

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

97124-7104

United States

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

Feedback about Umpqua Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Modesto, Illinois

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Modesto, Illinois are taken out problem-free. The interest percentage is conditional on the borrower's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Umpqua Bank help issue a loan in Modesto, Illinois?

24/7 operation. Such online services allow you to receive funds at any time. Money are taken out day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Modesto, Illinois. They assess many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the loan. It takes seconds to see the outcome.

Let's see