Westamerica Bank Payday Loans Review - Napa, California

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3.4 5 reviews

Organization owner?

River Park Shopping Center, 1507 W Imola Ave, Napa, CA 94559, USA

+1 (707) 258-3120

www.westamerica.com

Thursday

9AM–4PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

What people think about Westamerica Bank?

Below you get acquainted with some of the reviews of our clients.

Note

Important

The previous three items describe a definite lender. But below you can read common data about payday loans.

Payday Loans in Napa, California

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Napa, California. The interest rate will be set individually for each case and will depend on the personal data the applicant entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Westamerica Bank that offers payday loans in Napa, California

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Napa, ca accept borrowers with poor credit. You can request a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within the hour.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.

Let's see