Kwik Cash & Cellular Payday Loans Review - Oakland, California

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5 reviews

Organization owner?

6207 International Blvd, Oakland, CA 94621, USA

+1 (510) 635-5721

Wednesday

9:30AM–5:30PM

Thursday

9:30AM–5:30PM

Friday

9:30AM–5:30PM

Saturday

9:30AM–5:30PM

Sunday

Closed

Monday

9:30AM–5:30PM

Tuesday

9:30AM–5:30PM

Testimonials

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Here you grapple with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Oakland, Rhode Island

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Oakland, Rhode Island is issued simply and fast. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Kwik Cash & Cellular help take out a payday loan in Oakland, Rhode Island?

24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Oakland, ri consider this circumstance not a hindrence to take out a loan. The customer of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on time and not only cope with current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see