Pacific Postal Credit Union Payday Loans Review - Oakland, California

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4.8 16 reviews

480 Roland Way Suite 101, Oakland, CA 94621, USA
+1 (510) 568-7150
www.ppcu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Pacific Postal Credit Union?

Below you get acquainted with some of the reviews of our clients.
Note

Important

Now you can read general features of payday loans.

Payday Loans in Oakland, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and speedy solution to a short-term problem in Oakland, Rhode Island. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Pacific Postal Credit Union that offers payday loans in Oakland, Rhode Island

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

25%
Treatment

18%
Vacation

14%
Clothes

11%
Home improvement

11%
Debt Consolidation

7%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased opportunity to get approved for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments punctually.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

Let's see

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