Beneficial State Bank Payday Loans Review - Oakland, California

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4.4 18 reviews

1438 Webster St #100, Oakland, CA 94612, USA
+1 (510) 550-8400
beneficialstatebank.com
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM

Domain Info

Created Date

2014-02-25

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

beneficialstatebank.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Beneficial State Bank?

Below you see some of the testimonials of our customers.
Note

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Oakland, Rhode Island

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Oakland, Rhode Island. The entire process is hassle-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal information.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of Beneficial State Bank that offers payday loans in Oakland, Rhode Island

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people take out cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the loan immediately.

Let's see

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