1st United Credit Union Payday Loans Review - Oakland, California

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4.4 7 reviews
Organization owner?
6300 College Ave Suite 110, Oakland, CA 94618, USA
+1 (800) 649-0193
www.1stunitedcu.org
Saturday
Closed
Sunday
Closed
Monday
Closed
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM
Friday
10AM–4PM

Domain Info

Created Date
Mailing Address
Company Name
Contact Data
Testimonials

Feedback about 1st United Credit Union?

Here you see the feedback of our clients.

1st United Credit Union is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Evelyn Considine

Thanks to the team of 1st United Credit Union. Fast solution of the arisen issues, quick approval on the cash advance. I definitely recommend this company.

Idella O'Conner

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. 1st United Credit Union in Oakland seemed to me the most efficient.

Concepcion Hettinger I

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact 1st United Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Ana Schoen MD

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Beaulah Vandervort

1st United Credit Union is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Evelyn Considine

Thanks to the team of 1st United Credit Union. Fast solution of the arisen issues, quick approval on the cash advance. I definitely recommend this company.

Idella O'Conner

I got into one situation. I emergenctly needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a payday lender. There are a lot of them on the Internet. 1st United Credit Union in Oakland seemed to me the most efficient.

Concepcion Hettinger I

It so happened that it had to go to another town, but the salary had not yet arrived. A friend recommended me to contact 1st United Credit Union. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Ana Schoen MD

Thanks to the specialists for the competent service. They helped out in difficult times. For application you only need an ID.

Beaulah Vandervort

1st United Credit Union is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Evelyn Considine

Note

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Oakland, Rhode Island

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Oakland, Rhode Island are taken out problem-free. The interest percentage is dependent on the customer's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will 1st United Credit Union help issue a payday loan in Oakland, Rhode Island?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Oakland, Rhode Island. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see

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