ACE Cash Express Payday Loans Review - Oakland, California

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4.3 51 reviews

Loan agency in Oakland, California

Organization owner?

3229 International Blvd, Oakland, CA 94601, USA

+1 (510) 533-1772

www.acecashexpress.com

Friday

8AM–8PM

Saturday

8AM–5PM

Sunday

Closed

Monday

8AM–7PM

Tuesday

8AM–7PM

Wednesday

8AM–7PM

Thursday

8AM–7PM

Domain Info

Mailing Address

300 E John Carpenter Fwy Suite 900

Irving

Texas

75062

United States

Contact Data

domains@acecashexpress.com

+1.9725505029

Testimonials

Feedback about ACE Cash Express?

Here you read the feedback of our customers.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people grapple with general information about payday loans.

Payday Loans in Oakland, Rhode Island

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Oakland, Rhode Island is taken out easily and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will ACE Cash Express help take out a payday loan in Oakland, Rhode Island?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with person-related data. It will take some minutes to process the form. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to issue a cash advance. The lender review many aspects such as financial abilities to approve the application. Payday loans in Oakland, Rhode Island may help enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the APR. This is a definite cost of the payday loan.

Let's see