Union Bank Payday Loans Review - Oxnard, California

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3.5 6 reviews

Organization owner?

400 E Esplanade Dr Ste 101, Oxnard, CA 93036, USA

+1 (805) 278-1475

blw.unionbank.com

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Domain Info

Mailing Address

1980 Saturn Street

Monterey Park

91755

United States

Contact Data

[email protected]

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Oxnard, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Oxnard, California is issued simply and quickly. The interest rate is specified respecting the category of the customer: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a payday loan in Oxnard, California?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Oxnard, ca consider this circumstance not an obstacle to issue a loan. The recipient of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only resolve current issues, but enhance the credit score.

The following general points will be estimated before applying for a cash advance: