imortgage Payday Loans Review - Palm Desert, California

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5 reviews
Loan agency in Palm Desert, California

41990 Cook St, Palm Desert, CA 92211, USA
+1 (760) 797-6000
www.loandepot.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-10

Mailing Address

26642 TOWNE CENTRE DR

FOOTHILL RANCH

CA

92610-2808

United States

Company Name

loanDepot.com, LLC

Testimonials

What people think about imortgage?

Below you find some of the testimonials of our clients.
Note

Pay Attention

The previous three items charactirize a peculiar lending service. But below you can read common information about payday loans.

Payday Loans in Palm Desert, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may become an easy and speedy solution to a short-term problem in Palm Desert, California. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of imortgage that offers payday loans in Palm Desert, California

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit history. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see

Other Payday Lenders in Palm Desert, California

Bank of America Financial Center

28200 CA-189, Lake Arrowhead, CA 92352, USA

+1 (909) 336-6634

locators.bankofamerica.com

Check Into Cash

4020 E Main St suite b-4-2, Ventura, CA 93003, USA

+1 (805) 642-1883

local.checkintocash.com

Associated Home Loans

4835 Soquel Dr, Soquel, CA 95073, USA

+1 (831) 479-7777

www.associatedhomeloans.com

Frontwave Credit Union - Rancho Del Oro

1278 Rocky Point Dr, Oceanside, CA 92056, USA

+1 (800) 736-4500

www.frontwavecu.com

Valley Oak Credit Union

600 W Main St, Visalia, CA 93291, USA

+1 (559) 636-3084

www.valleyoak.org

Alta One Federal Credit Union

Boron, CA 93516, USA

+1 (760) 762-5650

altaone.org

Allied Cash Advance

133 S Main St, Sebastopol, CA 95472, USA

+1 (707) 824-8794

www.alliedcash.com

U.S. Bank Branch

541 S Reino Rd, Newbury Park, CA 91320, USA

+1 (805) 480-0074

locations.usbank.com

California Check Cashing Stores

2471 Berryessa Rd #5, San Jose, CA 95133, USA

+1 (408) 926-5626

www.ccfi.com