FirstBank Payday Loans Review - Palm Desert, California

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3.8 17 reviews

73000 CA-111, Palm Desert, CA 92260, USA
+1 (760) 341-7000
www.efirstbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1999-01-25

Mailing Address

12345 W COLFAX AVE

LAKEWOOD

CO

80215-3742

United States

Company Name

FirstBank

FirstBank

Contact Data

jared.martin@efirstbank.com

+1.7208833350

Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Above-shown info offers the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Palm Desert, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Palm Desert, California is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will FirstBank help issue a payday loan in Palm Desert, California?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Lenders in Palm Desert, ca consider this circumstance not a hindrence to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial capabilities, issue a loan, pay off the debt on schedule and not only solve current difficulties, but enhance the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

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