Union Bank Payday Loans Review - Palo Alto, California

Your personal information is safe with us

2.8 9 reviews

Organization owner?

4291 El Camino Real, Palo Alto, CA 94306, USA

+1 (650) 941-2000

blw.unionbank.com

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Domain Info

Mailing Address

1980 Saturn Street

Monterey Park

91755

United States

Contact Data

[email protected]

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Palo Alto, California

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to take out loans in Palo Alto, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help issue a loan in Palo Alto, California?

24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Palo Alto, California. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance: