Bank of America Financial Center Payday Loans Review - Palo Alto, California

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3.6 25 reviews

530 Lytton Ave, Palo Alto, CA 94301, USA
+1 (650) 566-8331
locators.bankofamerica.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–4PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17

Fleming Island

FL

32003

United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Testimonials

What people think about Bank of America Financial Center?

Below you read some of the testimonials of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Palo Alto, California

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Palo Alto, California. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of America Financial Center that offers payday loans in Palo Alto, California

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in a timely manner.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

Let's see

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