Sea West Federal Credit Union Payday Loans Review - Petaluma, California

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5 reviews

Organization owner?

202 Pennsylvania Ave, Petaluma, CA 94952, USA

+1 (800) 732-9378

www.seawest.coop

Friday

8:30AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Domain Info

What people think about Sea West Federal Credit Union?

Below you see some of the reviews of our clients.

Note

Important

The previous three items charactirize a definite company. But below you can read common information about payday loans.

Payday Loans in Petaluma, California

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Online cash advance loans can be the best solution to your unexpected financial difficulties in Petaluma , California because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Sea West Federal Credit Union that offers payday loans in Petaluma, California

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for short-term loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments as agreed in the contract.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see