California Loan & Jewelry Payday Loans Review - Placerville, California

Your personal information is safe with us

Loan agency in Placerville, California

Organization owner?

Placerville, CA 95667, USA

+1 (530) 622-4622

Testimonials

Feedback about California Loan & Jewelry?

Here you grapple with the feedback of our clients.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people grapple with common information about payday loans.

Payday Loans in Placerville, Colorado

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Placerville, Colorado is taken out easily and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will California Loan & Jewelry help issue a payday loan in Placerville, Colorado?

24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Placerville, co will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following general points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see