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What people think about River City Bank?
A good company. The lender quickly processed my application. Had money in my account the next day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Juana Wolf
Was invited to a birthday party but was empty at that time. A friend recommended me to contact River City Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had poor credit. In general, The process was straightforward.
Braulio Langosh V
Thank you River City Bank for assisting me when I needed cash so bad to pay for car repair. I have applied through this company once and everything was nice. This is the most transparent company with no hidden fees. Highly recommended!!!
Hoyt Kohler
I recommend River City Bank to everyone who need extra funds. I’ve been using them for 2nd time. Always exceptional service!
Bertha Anderson
A good company. The lender quickly processed my application. Had money in my account the next day. If you need some extra cash urgently, this is the best loan provider, I’m telling you!
Juana Wolf
Was invited to a birthday party but was empty at that time. A friend recommended me to contact River City Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had poor credit. In general, The process was straightforward.
Braulio Langosh V
Thank you River City Bank for assisting me when I needed cash so bad to pay for car repair. I have applied through this company once and everything was nice. This is the most transparent company with no hidden fees. Highly recommended!!!
Hoyt Kohler
I recommend River City Bank to everyone who need extra funds. I’ve been using them for 2nd time. Always exceptional service!
Bertha Anderson
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Placerville, Colorado
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Placerville, Colorado. The entire process is hassle-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.
36%
$500
6 months (180 days)
Not Specified
Advantages of River City Bank that offers payday loans in Placerville, Colorado
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.
Other Payday Lenders in Placerville, California
California Bank of Commerce
2999 Oak Rd Suite 210, Walnut Creek, CA 94597, USA
+1 (925) 283-2265
www.californiabankofcommerce.com
Golden 1 Credit Union
65 Lincoln Blvd Suite B, Lincoln, CA 95648, USA
+1 (877) 465-3361
www.golden1.com
Bank of the West
4180 La Jolla Village Dr Ste. 150, La Jolla, CA 92037, USA
+1 (858) 766-9600
www.bankofthewest.com
Bank of the West
16027 Ventura Blvd Suite 100, Encino, CA 91436, USA
+1 (818) 995-7814
www.bankofthewest.com