Advance America Payday Loans Review - Poway, California

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5 31 reviews

Loan agency in Poway, California

Organization owner?

13518 Poway Rd, Poway, CA 92064, USA

+1 (858) 748-1675

www.advanceamerica.net

Domain Info

Feedback about Advance America?

Here you read the reviews of our customers.

Note

Pay Attention

Lending companies are shown in the first three points. Below info specifies common information about payday loans.

Payday Loans in Poway, California

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Poway, California is taken out easily and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Poway, California?

Round the clock service. Every client may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to visit any department.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

21%

Healthcare Bills

24%

Traveling

18%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a loan. The lender review many aspects such as financial solvency to approve the form. Cash advance in Poway, California may help improve your credit rating.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

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