CalWest Bank Payday Loans Review - Rancho Santa Margarita, California

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5 6 reviews

Organization owner?

22342 Avenida Empresa # 101A, Rancho Santa Margarita, CA 92688, USA

+1 (949) 766-3015

calwestbancorp.com

Domain Info

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

32256

United States

Contact Data

vf22u9ck3d6@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about CalWest Bank?

Below you read some of the reviews of our clients.

Note

Important

The above-given information provides the details about a certain lending service. The information below is about common information about payday loans.

Payday Loans in Rancho Santa Margarita, California

A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Rancho Santa Margarita, California. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of CalWest Bank that offers payday loans in Rancho Santa Margarita, California

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to submit the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see