U.S. Bank Branch Payday Loans Review - Rancho Santa Margarita, California

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2 4 reviews

Organization owner?

22012 El Paseo, Rancho Santa Margarita, CA 92688, USA

+1 (949) 589-5896

locations.usbank.com

Wednesday

9:30AM–4PM

Thursday

9:30AM–4PM

Friday

9:30AM–4PM

Saturday

9:30AM–1PM

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Domain Info

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Above-defined info provides the details about a certain lending company. Below-specified info is oriented on general information about payday loans.

Payday Loans in Rancho Santa Margarita, California

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Rancho Santa Margarita, ca. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a payday loan in Rancho Santa Margarita, California?

24/7 service. Such online services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

10%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Rancho Santa Margarita, California. The company will estimate many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

Let's see