Golden State Financial Group Payday Loans Review - Rancho Santa Margarita, California

Your personal information is safe with us

5 12 reviews

Organization owner?

30211 Avenida De Las Banderas Suite 200, Rancho Santa Margarita, CA 92688, USA

+1 (949) 233-9180

www.goldenstatefinancialgroup.com

Thursday

8AM–8PM

Friday

8AM–8PM

Saturday

8AM–8PM

Sunday

8AM–8PM

Monday

8AM–8PM

Tuesday

8AM–8PM

Wednesday

8AM–8PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

goldenstatefinancialgroup.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Golden State Financial Group?

Here you grapple with the feedback of our customers.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Rancho Santa Margarita, California

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Rancho Santa Margarita, California are issued easily. The interest percentage depends on the client's person-related data: if you pay off more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Golden State Financial Group help take out a loan in Rancho Santa Margarita, California?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Rancho Santa Margarita, ca will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see