OE Federal Credit Union Payday Loans Review - Redding, California

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4.7 3 reviews

Organization owner?

20308 Engineers Ln, Redding, CA 96002, USA

+1 (530) 222-5184

oefederal.org

Saturday

Closed

Sunday

Closed

Monday

8:30AM–5PM

Tuesday

8:30AM–5PM

Wednesday

8:30AM–5PM

Thursday

8:30AM–5PM

Friday

9:30AM–6PM

Domain Info

Feedback about OE Federal Credit Union?

Here you see the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Redding, Connecticut

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Redding, Connecticut is issued simply and quickly. The interest rate is specified depending on the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

12$ small loan cap

How will OE Federal Credit Union help take out a payday loan in Redding, Connecticut?

24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Redding, ct consider this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only resolve current issues, but improve the credit rating.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a exact cost of the loan.

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