Loanpal Payday Loans Review - Roseville, California

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4.9 258 reviews

1000 Enterprise Way, Roseville, CA 95678, USA
+1 (916) 504-4500
www.loanpal.com
Wednesday
7AM–6PM
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
Closed
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM

Domain Info

Created Date

1999-06-25

Mailing Address

8781 Sierra College Blvd

Roseville

CA

95661

United States

Company Name

Loanpal, LLC

Loanpal, LLC

Contact Data

admin@loanpal.com

+1.9167402457

Testimonials

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Further there will be presented the details about not a certain lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Roseville, Ohio

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Roseville, Ohio is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Loanpal help issue a loan in Roseville, Ohio?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Roseville, Ohio. They rate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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