Oportun Payday Loans Review - Salinas, California

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4.9 487 reviews

Loan agency in Salinas, California

Organization owner?

624 Williams Rd, Salinas, CA 93905, USA

+1 (831) 920-6176

oportun.com

Sunday

10AM–4PM

Monday

11AM–6:30PM

Tuesday

11AM–6:30PM

Wednesday

11AM–6:30PM

Thursday

11AM–6:30PM

Friday

11AM–6:30PM

Saturday

10AM–5PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oportun.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Oportun?

Below you read some of the reviews of our clients.

Note

Pay Attention

The previous three items charactirize a precise financial institution. But below you can find common data about payday loans.

Payday Loans in Salinas, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Salinas, California. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Oportun that offers payday loans in Salinas, California

24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval rates. 94% of applicants are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get accepted for a payday loan. Such loans are designed to help meet the needs of consumers with bad credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see