Monterey Credit Union Payday Loans Review - Salinas, California

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2.2 18 reviews

Organization owner?

1566 N Main St, Salinas, CA 93906, USA

+1 (831) 647-1000

www.montereycu.com

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

Closed

Domain Info

What people think about Monterey Credit Union?

Below you read some of the reviews of our clients.

Note

Important

Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Salinas, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Salinas, California. Loans from payday lenders can get you money same day. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Monterey Credit Union that offers payday loans in Salinas, California

Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Salinas, ca work with consumers with poor credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within several hours.

To get approved for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.

Let's see