Bank of the West Payday Loans Review - San Clemente, California

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3.4 5 reviews

Organization owner?

641 Camino De Los Mares Ste C130, San Clemente, CA 92673, USA

+1 (949) 248-5656

www.bankofthewest.com

Wednesday

9:30AM–4PM

Thursday

9:30AM–4PM

Friday

9:30AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Domain Info

Mailing Address

13505 California St

Omaha

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

Feedback about Bank of the West?

Here you see the feedback of our clients.

Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in San Clemente, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in San Clemente, California are taken out hassle-free. The interest percentage is conditional on the borrower's personal data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a loan in San Clemente, California?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by lenders to take out a loan. The lender review many aspects such as financial abilities to approve the application. Payday loans in San Clemente, California may help enhance your credit rating.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

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