First USA Financial Payday Loans Review - San Diego, California

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Organization owner?

8255 Vickers St, San Diego, CA 92111, USA

+1 (858) 777-9530

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Here you grapple with the feedback of our clients.

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Above-specified info offers the details about a certain lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in San Diego, Texas

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in San Diego, Texas is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates a customer will get.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will First USA Financial help take out a payday loan in San Diego, Texas?

24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

16%

Healthcare Bills

18%

Traveling

14%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

A adverse factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by lenders to issue a loan. The lender process many aspects such as financial solvency to approve the form. Cash advance in San Diego, Texas may help level up your credit score.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as APR.

Let's see