California Bank & Trust Payday Loans Review - San Diego, California

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5 2 reviews
Organization owner?
4320 La Jolla Village Dr Suite 100, San Diego, CA 92122, USA
+1 (858) 677-2990
calbanktrust.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about California Bank & Trust?

Here you read the feedback of our customers.

Thanks to the staff for the reputable service. They helped out in difficult times. For application you only need an ID.

Janiya Runolfsson

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to contact California Bank & Trust. They really helped.

Maeve Bayer

California Bank & Trust is quite reliable, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on time. The operators in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Kariane Rippin

I had a difficult situation in my life. I urgently required extra funds. This company helped me a lot. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Frances Fahey

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on schedule, it can be either extended or paid off ahead of schedule.

Dr. Efren Langosh IV

Note

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in San Diego, Texas

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is easy and fast to take out loans in San Diego, Texas. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will California Bank & Trust help take out a loan in San Diego, Texas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in San Diego, tx will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

Let's see

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