Palou Check Cashing Payday Loans Review - San Francisco, California

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3.2 5 reviews

4850 3rd St, San Francisco, CA 94124, USA
+1 (415) 821-1594
Friday
8AM–7PM
Saturday
8AM–7PM
Sunday
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
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Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in San Francisco, California

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in San Francisco, California are issued easily. The interest percentage is conditional on the client's personal information: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Palou Check Cashing help take out a payday loan in San Francisco, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in San Francisco, ca will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in San Francisco, California

Summit State Bank

500 Bicentennial Way, Santa Rosa, CA 95403, USA

+1 (707) 568-6000

www.summitstatebank.com

Northern California Natl Bank

1717 Mangrove Ave # 100, Chico, CA 95926, USA

+1 (530) 879-5900

www.norcalbank.com

Advance America

182 W Main St, Brawley, CA 92227, USA

+1 (760) 344-3054

www.advanceamerica.net

Union Bank

1010 Murray Ave, San Luis Obispo, CA 93405, USA

+1 +1 1800222244

blw.unionbank.com

Navy Federal Credit Union - ATM

32097 CA-79, Temecula, CA 92592, USA

+1 (888) 842-6328

www.navyfederal.org

Oportun

1111 N Cherry St, Tulare, CA 93274, USA

+1 (559) 201-6374

oportun.com

Merchants Bank of Commerce

3455 Placer St #A, Redding, CA 96001, USA

+1 (530) 243-6100

www.mboc.com

Title Loans Moreno Valley Co.

22445 Alessandro Blvd, Moreno Valley, CA 92553, USA

+1 (951) 398-1965

Bank of America ATM

5801 Calle Real, Goleta, CA 93117, USA

+1 (844) 401-8500

locators.bankofamerica.com