Oportun Payday Loans Review - San Jose, California

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5 632 reviews

Loan agency in San Jose, California

Organization owner?

201 Willow St, San Jose, CA 95110, USA

+1 (669) 282-3004

oportun.com

Friday

11AM–6:30PM

Saturday

10AM–5PM

Sunday

10AM–4PM

Monday

11AM–6:30PM

Tuesday

11AM–6:30PM

Wednesday

11AM–6:30PM

Thursday

11AM–6:30PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

oportun.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Oportun?

Below you get acquainted with some of the testimonials of our customers.

Note

Important

The previous three items charactirize a definite company. But below you can read common information about payday loans.

Payday Loans in San Jose, Illinois

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in San Jose, Illinois. The entire process is effortless. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Oportun that offers payday loans in San Jose, Illinois

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the form. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Payday companies will check your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 20 seconds to become informative even before applying.

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