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What people think about Union Bank?
Was invited to a wedding but was empty at that time. A friend recommended me to contact Union Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was simple.
Laurence Bauch
Recently I urgently needed $800 to pay for a bike repair. I submitted an application form via the website of Union Bank. I entered the basic personal data. No phone calls. The requested amount was approved within 15 minutes. The money was deposited to my bank account within 2 hours. My favourite lender!
Dimitri Fay I
They approve applicants instantly and transfer money the same day. But beware – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Dr. Vincent Ruecker III
Good loan provider with affordable rates. They transferred the same day, as I expected. I will use Union Bank again if I need temporary help.
Prof. Shayne Swaniawski DVM
Last week I urgently needed money to pay for a bike repair. I submitted an application form via the website of Union Bank. I entered the basic personal information. No phone calls. The requested loan was approved within a couple of minutes. The money was sent to my bank account within 2 hours. Great service!
Garrett Paucek
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Union Bank. Took out 3 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.
Abigayle Gaylord
Was invited to a wedding but was empty at that time. A friend recommended me to contact Union Bank. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had low credit. In general, The process was simple.
Laurence Bauch
Recently I urgently needed $800 to pay for a bike repair. I submitted an application form via the website of Union Bank. I entered the basic personal data. No phone calls. The requested amount was approved within 15 minutes. The money was deposited to my bank account within 2 hours. My favourite lender!
Dimitri Fay I
They approve applicants instantly and transfer money the same day. But beware – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Dr. Vincent Ruecker III
Good loan provider with affordable rates. They transferred the same day, as I expected. I will use Union Bank again if I need temporary help.
Prof. Shayne Swaniawski DVM
Last week I urgently needed money to pay for a bike repair. I submitted an application form via the website of Union Bank. I entered the basic personal information. No phone calls. The requested loan was approved within a couple of minutes. The money was sent to my bank account within 2 hours. Great service!
Garrett Paucek
It wanted to fix my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via Union Bank. Took out 3 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very satisfied.
Abigayle Gaylord
Important
Above there is information about a precise lender. Below you can review common features of payday loans.
Payday Loans in San Jose, Illinois
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans in San Jose, Illinois is are simple to get. The interest rate is specific for each applicant and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Union Bank that offers payday loans in San Jose, Illinois
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your payday loan. It only takes 10 seconds to become informative even before applying.
Other Payday Lenders in San Jose, California
Get Auto Title Loans Anaheim CA
9852 Katella Ave # 174, Anaheim, CA 92804, USA
+1 (714) 215-9720
getautotitleloans.com
CoastHills Credit Union
10375 Community Loop, Vandenberg AFB, CA 93437, USA
+1 (805) 733-7600
www.coasthills.coop
Jayco Acceptance Corporation
4509 Temple City Blvd # 101, Temple City, CA 91780, USA
+1 (626) 443-4437
California Check Cashing Stores
678 N Wilson Way #39, Stockton, CA 95205, USA
+1 (209) 941-2274
www.ccfi.com
Advance America
5109 Laguna Blvd Ste. 1, Elk Grove, CA 95758, USA
+1 (916) 691-9021
www.advanceamerica.net
Jewish Free Loan Association
1901 Magnolia Ave, Los Angeles, CA 90007, USA
+1 (213) 342-0100
www.jfla.org