Marquette Home Loans Payday Loans Review - San Jose, California

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Loan agency in San Jose, California

Organization owner?

1190 Saratoga Ave, San Jose, CA 95129, USA

+1 (408) 241-4302

Testimonials

Feedback about Marquette Home Loans?

Here you read the reviews of our customers.

Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes readers grapple with common information about payday loans.

Payday Loans in San Jose, Illinois

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in San Jose, Illinois is issued simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates you will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Marquette Home Loans help take out a payday loan in San Jose, Illinois?

24/7 service. Such online services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% deny the application when lenders in San Jose, il will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see