Southwestern Home Loans Payday Loans Review - San Juan Capistrano, California

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Loan agency in San Juan Capistrano, California

27134 Paseo Espada, San Juan Capistrano, CA 92675, USA
+1 (949) 240-9596
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Lending companies are described in the first three points. Below info defines common information about payday loans.

Payday Loans in San Juan Capistrano, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in San Juan Capistrano, ca. They are issued at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Southwestern Home Loans help take out a payday loan in San Juan Capistrano, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in San Juan Capistrano, ca will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

Other Payday Lenders in San Juan Capistrano, California

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Westamerica Bank

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Huntington Super Pawn

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Union Bank

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Pacific Postal Credit Union

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+1 (510) 568-7150

www.ppcu.org

5 Star Car Title Loans

21777 Ventura Blvd UNIT 271, Woodland Hills, CA 91364, USA

+1 (818) 436-0590

5starloans.com

Union Bank

290 E Highland Ave, San Bernardino, CA 92404, USA

+1 (909) 475-1720

blw.unionbank.com

Community Banks of Northern California

1003 N Central Ave, Tracy, CA 95376, USA

+1 (209) 836-5111

www.cobnks.com

U.S. Bank ATM - Manhattan Beach

3300 N Sepulveda Blvd, Manhattan Beach, CA 90266, USA

+1 (800) 872-2657

usbank.com