Bank of the West Payday Loans Review - San Leandro, California

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3.9 7 reviews

Organization owner?

15075 Farnsworth St, San Leandro, CA 94579, USA

+1 (510) 357-1710

www.bankofthewest.com

Wednesday

9:30AM–4PM

Thursday

9:30AM–4PM

Friday

9:30AM–4PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Domain Info

Mailing Address

13505 California St

Omaha

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

Feedback about Bank of the West?

Here you read the feedback of our clients.

Note

Pay Attention

Above-shown info offers the details about a exact lending company. Below-specified info is oriented on common information about payday loans.

Payday Loans in San Leandro, California

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to take out payday loans in San Leandro, California. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help take out a payday loan in San Leandro, California?

Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with person-related data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in San Leandro, ca will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the loan known as annual percentage rate.

Let's see