Union Bank Payday Loans Review - San Luis Obispo, California

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2.7 9 reviews

Organization owner?

995 Higuera St, San Luis Obispo, CA 93401, USA

+1 (805) 783-5140

blw.unionbank.com

Thursday

10AM–5PM

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Domain Info

Mailing Address

1980 Saturn Street

Monterey Park

91755

United States

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you see the reviews of our customers.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes people grapple with general information about payday loans.

Payday Loans in San Luis Obispo, California

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

This financial product in San Luis Obispo, California is taken out easily and fast. The interest percentage is specified considering the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a loan in San Luis Obispo, California?

Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to process the application. The funds are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in San Luis Obispo, California. They assess many other factors before taking out a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see