San Luis Financial Payday Loans Review - San Luis Obispo, California

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Loan agency in San Luis Obispo, California
Organization owner?
1204 Nipomo St, San Luis Obispo, CA 93401, USA
+1 (805) 541-3444
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about San Luis Financial?

Here you see the reviews of our customers.

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Dane Pfannerstill I

I often issue a payday loan to a card in San Luis Financial. It is very convenient. If you give it back quickly, the percentage is reasonable. Employees politely and intelligibly explain all the nuances.

Dr. Flo Volkman II

A good payday lender. It quickly reviewed the application and deposited the funds to my credit card.

Mrs. Katrina Ondricka II

I have a problem with paying back a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to contact San Luis Financial. They really helped.

Erna Goyette

Note

Pay Attention

Above-specified info provides the details about a definite lender. Below-specified info is oriented on shared information about payday loans.

Payday Loans in San Luis Obispo, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Hassle-free financial products are known as payday loans in San Luis Obispo, ca. They are issued at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will San Luis Financial help issue a loan in San Luis Obispo, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in San Luis Obispo, California. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in San Luis Obispo, California

Bank of the West

1317 Lincoln Ave, Calistoga, CA 94515, USA

+1 (707) 942-6291

www.bankofthewest.com

OneWest Bank

7872 Valley View St, Buena Park, CA 90620, USA

+1 (714) 228-9622

www.onewestbank.com

Check And Cash

N Hacienda Blvd, La Puente, CA 91744, USA

+1 (626) 917-0543

checkintocash.com

Paymax Checks & Loans

23354 El Toro Rd, Lake Forest, CA 92630, USA

+1 (714) 716-4572

California Bank & Trust

365 E Esplanade Dr, Oxnard, CA 93036, USA

+1 (805) 485-9676

calbanktrust.com

Mechanics Bank - Santa Rosa Branch

201 3rd St, Santa Rosa, CA 95401, USA

+1 (707) 591-8000

www.mechanicsbank.com

Ventura County Credit Union - Thousand Oaks

18 W Thousand Oaks Blvd, Thousand Oaks, CA 91360, USA

+1 (805) 477-4000

www.vccuonline.net

TBK Tax & Financial Services, Inc.

22543 Ventura Blvd # 218, Woodland Hills, CA 91364, USA

+1 (818) 389-3316

www.tbktaxes.com

Online Bad Credit Loans

25414 Marguerite Pkwy, Mission Viejo, CA 92692, USA

+1 (949) 373-4366

onlinebcl.com