Murphy Bank Payday Loans Review - San Luis Obispo, California

Your personal information is safe with us
5 2 reviews

892 Aerovista Pl #110, San Luis Obispo, CA 93401, USA
+1 (805) 250-2300
www.murphybank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-10-29

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

ws6w635y2w6@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Murphy Bank?

Below you see some of the opinions of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in San Luis Obispo, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is trouble-free and fast to get approved for payday loans in San Luis Obispo, California. The interest rate will be set specifically for each applicant and will depend on the personal information the applicant filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Murphy Bank that offers payday loans in San Luis Obispo, California

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

12%
Treatment

9%
Vacation

7%
Clothes

5%
Home improvement

5%
Debt Consolidation

4%
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit history may stop you from getting approved for a bank loan. Payday lenders in San Luis Obispo, ca work with borrowers with bad credit. You can apply for a bad credit payday loan on the net at any time of the day and if successful could have the funds in your account within the hour.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in San Luis Obispo, California

U.S. Bank Branch

2369 E Valley Pkwy, Escondido, CA 92027, USA

+1 (760) 747-3851

locations.usbank.com

Approved Payroll Advance

7946 N Maple Ave, Fresno, CA 93720, USA

+1 (559) 708-4630

Bank of America ATM (Drive-thru)

420 Camino De Estrella, San Clemente, CA 92672, USA

+1 (844) 401-8500

locators.bankofamerica.com

Ocm Group Inc

5317 N Figueroa St, Los Angeles, CA 90042, USA

+1 (323) 258-6364

Redwood Capital Bank

2816 F St, Eureka, CA 95501, USA

+1 (707) 444-9888

www.redwoodcapitalbank.com

800 Loan Mart

Laton, CA 93242, USA

+1 (559) 422-5154

Manufacturers Bank

515 S Figueroa St, Los Angeles, CA 90071, USA

+1 (213) 489-6200

www.manufacturersbank.com

Mechanics Bank - Magalia Branch

14001 Lakeridge Cir, Magalia, CA 95954, USA

+1 (530) 873-6854

www.mechanicsbank.com

Exchange Bank

2727 Yulupa Ave, Santa Rosa, CA 95405, USA

+1 (707) 524-3066

www.exchangebank.com