Bank of America Mortgage Payday Loans Review - San Luis Obispo, California

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1 reviews
Organization owner?
1102 Higuera St, San Luis Obispo, CA 93401, USA
+1 (805) 503-8972
www.bankofamerica.com

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17

Fleming Island

FL

32003

United States

Company Name

Domain Administrator

Bank of America

Contact Data

[email protected]

+1.9049870917

+1.4692018592

Testimonials

What people think about Bank of America Mortgage?

Below you find some of the reviews of our customers.

I am a regular client of Bank of America Mortgage. It is very convenient to apply online. The interest rate was favorable. Their representatives always respond quickly.

Demond Gutmann

Bank of America Mortgage seems legit. Used it twice. The first payday loan approved was small – $100, but next time the limit was increased to $800. Paid off the loan as agreed. The managers were friendly, they gave speedy answers to all my questions. No delays. But their rates are average.

Willis Spinka

Thank you for the amazing service. Your employess helped me throughout the process. It’s convenient that you only need an ID to get cash.

Vesta Swift

I applied for a $1,000 cash advance when I needed money after car accident. There simply was no other solution. I found this lender on the Internet. Other lender charged unbelievable rates. One lender denied me, another approved me for a smaller amount but here it got as much as I wanted.

Mrs. Stephania Bogan Jr.

Note

Important

Above there is information about a precise lender. Below you can see common aspects of payday loans.

Payday Loans in San Luis Obispo, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Payday loans in San Luis Obispo, California is are easy to access. The APR is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of America Mortgage that offers payday loans in San Luis Obispo, California

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit score may stop you from getting approved for a bank loan. Payday lenders in San Luis Obispo, ca welcome consumers with poor credit. You can apply for a bad credit payday loan on the net 24/7 and if successful could have the funds in your account within several hours.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to learn the precise cost of the loan even before applying.

Let's see

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Tri Counties Bank

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ACE Cash Express

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Wells Fargo Bank

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Bank of Marin

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Payday Loans

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Union Bank

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