US Bank Mortgage Payday Loans Review - San Luis Obispo, California

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3991 S Higuera St, San Luis Obispo, CA 93401, USA
www.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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The first three points show the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in San Luis Obispo, California

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in San Luis Obispo, California is issued simply and quickly. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will US Bank Mortgage help issue a payday loan in San Luis Obispo, California?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed funds will be credited to card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Payday lenders do not consider this factor the only one to take out a loan in San Luis Obispo, California. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in San Luis Obispo, California

U.S. Bank ATM - Las Americas

4249 Camino De La Plaza, San Ysidro, CA 92173, USA

+1 (800) 872-2657

usbank.com

Patelco Credit Union

6000 Bollinger Canyon Rd Suite 1612, San Ramon, CA 94583, USA

patelco.org

5 Star Car Title Loans

4651 Holt Blvd B, Montclair, CA 91763, USA

+1 (909) 347-5388

5starloans.com

Payroll Loans

3538 Manthey Rd D, Stockton, CA 95206, USA

+1 (209) 234-3939

www.payrollloans.net

1st Capital Bank

150 Main St # 150, Salinas, CA 93901, USA

+1 (831) 264-4000

www.1stcapital.bank

Edward Jones - Financial Advisor: Brad Sissons, AAMS®

6336 Greenwich Dr Suite E, San Diego, CA 92122, USA

+1 (858) 458-9406

www.edwardjones.com

Tiny Cash Payday Loans

5714 Folsom Blvd, Sacramento, CA 95819, USA

+1 (916) 623-1109

BBVA Bank

1101 S California Blvd, Walnut Creek, CA 94596, USA

+1 (925) 947-3434

www.bbvausa.com

Sierra Central Credit Union

1030 W Wood St, Willows, CA 95988, USA

+1 (800) 222-7228

www.sierracentral.com