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What people think about Payday Loans San Luis Obispo?
I have already used this lender twice and I was very satisfied with the rates. This is the only day and night lender with reasonable rates in my city.
Tom Homenick
I applied for the first cash advance in my life, was approved the next day despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Brionna Buckridge Sr.
Thank you for the fantastic service. Your staff assisted me throughout the process. It’s convenient that you only need an ID to apply.
Jana Schumm
I applied for the first cash advance in my life, was approved immediately despite the fact that I had bad credit. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my city charge sky high interest!
Ephraim McKenzie
I have already used this lender twice and I was very satisfied with the rates. This is the only day and night lender with reasonable rates in my city.
Tom Homenick
I applied for the first cash advance in my life, was approved the next day despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my city charge sky high interest!
Brionna Buckridge Sr.
Thank you for the fantastic service. Your staff assisted me throughout the process. It’s convenient that you only need an ID to apply.
Jana Schumm
I applied for the first cash advance in my life, was approved immediately despite the fact that I had bad credit. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my city charge sky high interest!
Ephraim McKenzie
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in San Luis Obispo, California
Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is effortless and fast to get accepted for payday loans in San Luis Obispo, California. The APR will be set individually for each applicant and will depend on the personal information the applicant provided.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Payday Loans San Luis Obispo that offers payday loans in San Luis Obispo, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments in good time.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in San Luis Obispo, California
Mechanics Bank - Cayucos Branch
107 N Ocean Ave, Cayucos, CA 93430, USA
+1 (805) 995-3671
www.mechanicsbank.com
Hical Financial Group, LLC
637 E Foothill Blvd, Upland, CA 91786, USA
+1 (909) 764-3991
hicalfinancial.com
Union Bank
31971 Camino Capistrano, San Juan Capistrano, CA 92675, USA
+1 (949) 493-1141
blw.unionbank.com
First Republic Bank
1215 El Camino Real, Menlo Park, CA 94025, USA
+1 (650) 470-8888
www.firstrepublic.com
Apoyo Financiero Modesto
1413 Crows Landing Rd, Modesto, CA 95351, USA
+1 (209) 248-8415
www.apoyo-financiero.com
Wells Fargo Capital Finance
601 California St # 704, San Francisco, CA 94108, USA
+1 (415) 403-1100
www.wellsfargo.com
