Check Into Cash Payday Loans Review - San Luis Obispo, California

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4.7 6 reviews

Loan agency in San Luis Obispo, California

Organization owner?

1354 Madonna Rd, San Luis Obispo, CA 93405, USA

+1 (805) 783-0160

local.checkintocash.com

Friday

10AM–6PM

Saturday

10AM–1PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

2–6PM

Wednesday

10AM–6PM

Thursday

2–6PM

Domain Info

What people think about Check Into Cash?

Below you find some of the opinions of our customers.

Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in San Luis Obispo, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in San Luis Obispo, California. The entire process is stress-free. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Check Into Cash that offers payday loans in San Luis Obispo, California

24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
High approval chances. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit history an increased chance to get approved for such loans. A payday loan may be the only option available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.

To get accepted for a loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was designed to quickly calculate the APR. It’s easy to learn the precise cost of the payday loan even before applying.

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