SESLOC Federal Credit Union Payday Loans Review - San Luis Obispo, California

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3.1 86 reviews

Organization owner?

3807 Broad St, San Luis Obispo, CA 93401, USA

+1 (805) 543-1816

www.sesloc.org

Friday

10AM–4PM

Saturday

Closed

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Domain Info

Feedback about SESLOC Federal Credit Union?

Here you get acquainted with the reviews of our clients.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in San Luis Obispo, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in San Luis Obispo, California are issued problem-free. The interest percentage is conditional on the borrower's personal data: if you cover obligations for more payday loans, the more favorable terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will SESLOC Federal Credit Union help take out a payday loan in San Luis Obispo, California?

24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in San Luis Obispo, ca will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator clarifies the cost of the payday loan known as APR.

Let's see