Bank of the West Payday Loans Review - Santa Ana, California

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3.1 15 reviews

Organization owner?

103 E Memory Ln, Santa Ana, CA 92705, USA

+1 (714) 285-4500

www.bankofthewest.com

Thursday

9:30AM–4PM

Friday

9:30AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9:30AM–4PM

Tuesday

9:30AM–4PM

Wednesday

9:30AM–4PM

Domain Info

Mailing Address

13505 California St

Omaha

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

What people think about Bank of the West?

Below you get acquainted with some of the reviews of our customers.

Note

Important

Now you can review general characteristics of payday loans.

Payday Loans in Santa Ana, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Payday loans in Santa Ana, California is are easy to get. The APR is individual for each person and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of the West that offers payday loans in Santa Ana, California

24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval rates. 94% of borrowers are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a regular income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

Use the below online calculator to quickly calculate the APR and find out the real cost of the payday loan immediately.

Let's see