1 Percent Check Cashing Payday Loans Review - Santa Ana, California

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3.4 8 reviews

Organization owner?

407 E First St, Santa Ana, CA 92701, USA

+1 (714) 664-0855

Thursday

8:30AM–7:30PM

Friday

8AM–8PM

Saturday

8AM–7PM

Sunday

9AM–5PM

Monday

8:30AM–7:30PM

Tuesday

8:30AM–7:30PM

Wednesday

8:30AM–7:30PM

Testimonials

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Above there are details about a exact lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Santa Ana, California

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Santa Ana, California is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will 1 Percent Check Cashing help issue a payday loan in Santa Ana, California?

24/7 service. Such Internet services allow you to receive funds at any time. Money are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive decision comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Santa Ana, California. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be assessed before applying for a payday loan: