Commercial Loan Express Payday Loans Review - Santa Barbara, California

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Loan agency in Santa Barbara, California

Organization owner?

8 E Figueroa St # 250, Santa Barbara, CA 93101, USA

+1 (805) 568-1660

commercialloanexpress.com

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Domain Info

Mailing Address

8 E FIGUEROA ST STE 250

SANTA BARBARA

93101-2723

United States

Contact Data

info@commercialloanexpress.com

+1.7149560508

+1.9999999999

Testimonials

Feedback about Commercial Loan Express?

Here you get acquainted with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Santa Barbara, California

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

This financial product in Santa Barbara, California is taken out simply and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Commercial Loan Express help take out a loan in Santa Barbara, California?

Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to visit any store.
No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online request. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive decision counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to issue a loan in Santa Barbara, California. They assess many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see