Montana Capital Car Title Loans Payday Loans Review - Santa Maria, California

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5 6 reviews

Loan agency in Santa Maria, California

Organization owner?

908 N Broadway, Santa Maria, CA 93454, USA

+1 (805) 491-9882

montanacapital.com

Thursday

9AM–7PM

Friday

9AM–7PM

Saturday

10AM–4PM

Sunday

Closed

Monday

9AM–7PM

Tuesday

9AM–7PM

Wednesday

9AM–7PM

Domain Info

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

montanacapital.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Montana Capital Car Title Loans?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Lenders are described in the first three points. Below info offers general information about payday loans.

Payday Loans in Santa Maria, Texas

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Problem-free financial products are considered as payday loans in Santa Maria, tx. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Montana Capital Car Title Loans help take out a loan in Santa Maria, Texas?

24/7 operation. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Santa Maria, tx will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

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