Union Bank Payday Loans Review - Santa Monica, California

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3 2 reviews

Organization owner?

429 Santa Monica Blvd #101, Santa Monica, CA 90401, USA

+1 (310) 451-4898

www.unionbank.com

Monday

Open 24 hours

Tuesday

Open 24 hours

Wednesday

Open 24 hours

Thursday

Open 24 hours

Friday

Open 24 hours

Saturday

Open 24 hours

Sunday

Open 24 hours

Domain Info

Mailing Address

1980 Saturn Street

Monterey Park

91755

United States

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you grapple with the reviews of our customers.

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific elements.

Payday Loans in Santa Monica, California

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Santa Monica, California are taken out easily. The interest rate is conditional on the customer's person-related data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a payday loan in Santa Monica, California?

24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a bank account, so a personal visit to the office is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Santa Monica, ca will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

Let's see