OneWest Bank Payday Loans Review - Santa Monica, California

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2.7 6 reviews

Organization owner?

2827 Main St, Santa Monica, CA 90405, USA

+1 (310) 399-9262

www.onewestbank.com

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–1PM

Sunday

Closed

Domain Info

What people think about OneWest Bank?

Below you see some of the reviews of our clients.

Note

Important

Now you can read general characteristics of payday loans.

Payday Loans in Santa Monica, California

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Online payday loans can be the easiest solution to your sudden financial troubles in Santa Monica , California because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of OneWest Bank that offers payday loans in Santa Monica, California

24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account very quickly.
High approval chances. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can help borrowers who have bad credit scores or have no credit history. But we recommend you that as with any borrowing you should only think about applying for a payday loan if you are confident that you can make payments without delays.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.

Let's see