Union Bank Payday Loans Review - Santa Paula, California

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3.9 7 reviews
Organization owner?
634 E Main St, Santa Paula, CA 93060, USA
+1 (805) 933-0300
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street

Monterey Park

CA

91755

United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you read the reviews of our clients.

I took the first loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Kenyon Mertz DDS

It was necessary to enhance the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I contacted Union Bank. The rating improved after several loans paid back.

Alba McCullough

Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will explain general information about payday loans and its specific aspects.

Payday Loans in Santa Paula, California

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Santa Paula, California are taken out problem-free. The interest percentage is dependent on the borrower's personal information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help issue a payday loan in Santa Paula, California?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this drawback is not implied as the only one by lenders to take out a loan. The lender review many aspects such as financial capabilities to approve the request. Cash advance in Santa Paula, California may help level up your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

Let's see

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